
    :root {
      --bg:     #fff;
      --text:   #333333;
      --muted:  #686868;
      --line:   #e5e5e5;
      --dark:   #f7f8fa;
      --teal:   #1a7a5a;
      --green:  #2d6a4f;
      --amber:  #8a5a10;
      --red:    #a04020;
      --purple: #6b46a8;
      --blue:   #2a6cb6;
    }
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    body {
      font-family: 'Inter', sans-serif;
      background: var(--bg); color: var(--text);
      font-size: 14px; line-height: 1.65;
      display: flex; min-height: 100vh;
    }

    /* ── NAV ── */
    nav {
      width: 164px; flex-shrink: 0; padding: 32px 20px;
      display: flex; flex-direction: column; gap: 3px;
      position: sticky; top: 0; height: 100vh; overflow-y: auto;
    }
    .nav-logo { font-family: 'Source Serif 4', serif; font-size: 14px; font-weight: 600; color: var(--text); text-decoration: none; margin-bottom: 18px; }
    nav a { color: var(--muted); text-decoration: none; font-size: 12px; padding: 3px 0; transition: color .15s; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
    nav a:hover { color: var(--text); }
    nav a.active { color: var(--teal); font-weight: 600; }
    .nav-div { width: 100%; height: 1px; background: var(--line); margin: 10px 0; }
    .nav-lbl { font-size: 9.5px; letter-spacing: .09em; text-transform: uppercase; color: var(--muted); opacity: .55; margin-top: 6px; margin-bottom: 2px; }

    .vline { width: 1px; background: var(--line); flex-shrink: 0; }
    main { flex: 1; padding: 40px 52px 80px; max-width: 860px; }

    /* ── HEADER ── */
    .mod-header { margin-bottom: 28px; }
    .mod-tagline { display: flex; align-items: center; gap: 8px; margin-bottom: 8px; }
    .track-badge { font-size: 10px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: #fff; background: var(--teal); padding: 2px 8px; border-radius: 3px; }
    .mod-meta { font-size: 11px; color: var(--muted); }
    h1 { font-family: 'Source Serif 4', serif; font-size: 26px; font-weight: 400; line-height: 1.2; margin-bottom: 10px; }
    .mod-intro { font-size: 14px; color: var(--muted); max-width: 580px; line-height: 1.65; }

    /* ── OBJECTIVES ── */
    .objectives { background: var(--dark); border-left: 3px solid var(--teal); border-radius: 0 6px 6px 0; padding: 16px 20px; margin-bottom: 40px; }
    .obj-title { font-size: 10.5px; text-transform: uppercase; letter-spacing: .09em; color: var(--teal); font-weight: 600; margin-bottom: 10px; }
    .objectives ul { list-style: none; display: flex; flex-direction: column; gap: 5px; }
    .objectives li { font-size: 13px; padding-left: 16px; position: relative; }
    .objectives li::before { content: '→'; position: absolute; left: 0; color: var(--teal); font-size: 11px; top: 2px; }

    /* ── TYPOGRAPHY ── */
    h2 { font-family: 'Source Serif 4', serif; font-size: 17px; font-weight: 500; margin-bottom: 14px; padding-bottom: 9px; border-bottom: 1px solid var(--line); }
    .section { margin-bottom: 44px; }
    p { margin-bottom: 12px; font-size: 14px; line-height: 1.7; }
    p:last-child { margin-bottom: 0; }
    strong { font-weight: 600; }

    /* ── CARDS ── */
    .concept-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin: 16px 0; }
    .concept-card { border: 1px solid var(--line); border-radius: 6px; padding: 12px 14px; }
    .cc-title { font-size: 12.5px; font-weight: 600; margin-bottom: 4px; }
    .cc-body  { font-size: 12px; color: var(--muted); line-height: 1.5; }

    /* ── FORMULA BOX ── */
    .formula-box { background: var(--dark); border: 1px solid var(--line); border-radius: 6px; padding: 16px 20px; margin: 16px 0; }
    .f-label { font-size: 10px; font-family: 'Inter', sans-serif; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); margin-bottom: 7px; }
    .f-main { font-family: 'Source Serif 4', serif; font-size: 15.5px; line-height: 1.65; }
    .f-main + .f-main { margin-top: 8px; }
    .f-vars { font-size: 12px; color: var(--muted); margin-top: 10px; line-height: 1.65; }

    /* ── CALLOUTS ── */
    .insight { border-left: 3px solid var(--amber); background: #fef9f0; border-radius: 0 6px 6px 0; padding: 12px 16px; margin: 16px 0; }
    .insight-lbl { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: var(--amber); margin-bottom: 5px; }
    .insight p { font-size: 13px; }
    .val-box { border-left: 3px solid var(--purple); background: #f7f4fd; border-radius: 0 6px 6px 0; padding: 12px 16px; margin: 16px 0; }
    .val-lbl { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: var(--purple); margin-bottom: 5px; }
    .val-box p { font-size: 13px; }

    /* ── TABLE ── */
    .data-table { width: 100%; border-collapse: collapse; font-size: 13px; margin: 12px 0; }
    .data-table th { text-align: left; padding: 7px 10px; border-bottom: 1px solid var(--line); font-size: 10.5px; font-weight: 600; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
    .data-table td { padding: 8px 10px; border-bottom: 1px solid var(--dark); vertical-align: top; }
    .data-table tr:last-child td { border-bottom: none; }
    .data-table .num { font-variant-numeric: tabular-nums; font-weight: 500; }
    .data-table .hi  { color: var(--teal); font-weight: 600; }
    .data-table .neg { color: var(--red); font-weight: 600; }

    /* ── SIM BOX ── */
    .sim-box { border: 1px solid var(--line); border-radius: 8px; overflow: hidden; margin: 20px 0; }
    .sim-head { background: var(--dark); border-bottom: 1px solid var(--line); padding: 9px 16px; font-size: 10.5px; font-weight: 600; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); display: flex; align-items: center; gap: 6px; }
    .sim-head::before { content: '◉'; color: var(--teal); font-size: 9px; }
    .sim-inner { display: grid; grid-template-columns: 1fr 1fr; }
    .sim-controls { padding: 18px 20px; border-right: 1px solid var(--line); display: flex; flex-direction: column; gap: 14px; }
    .sim-output { padding: 16px 20px; }

    /* ── SLIDERS ── */
    .sr { display: flex; flex-direction: column; gap: 4px; }
    .sr-lbl { display: flex; justify-content: space-between; font-size: 12px; color: var(--muted); }
    .sr-val { color: var(--text); font-weight: 600; font-variant-numeric: tabular-nums; }
    input[type="range"] { -webkit-appearance: none; width: 100%; height: 3px; background: var(--line); border-radius: 2px; outline: none; cursor: pointer; }
    input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 13px; height: 13px; border-radius: 50%; background: var(--teal); cursor: pointer; }
    input[type="range"]::-moz-range-thumb { width: 13px; height: 13px; border-radius: 50%; background: var(--teal); border: none; cursor: pointer; }

    /* ── SCENARIO TABLE IN SIM ── */
    .scen-table { width: 100%; border-collapse: collapse; font-size: 12px; }
    .scen-table th { font-size: 10px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); font-weight: 600; padding: 4px 6px; border-bottom: 1px solid var(--line); text-align: left; }
    .scen-table td { padding: 5px 6px; border-bottom: 1px solid var(--dark); font-variant-numeric: tabular-nums; vertical-align: middle; }
    .scen-table tr:last-child td { border-bottom: none; }
    .scen-dot { display: inline-block; width: 8px; height: 8px; border-radius: 50%; margin-right: 5px; vertical-align: middle; }
    .scen-worst { background: #fde8e8; }
    .badge-green  { background: #e6f4ea; color: var(--green); font-size: 10px; font-weight: 700; padding: 1px 6px; border-radius: 3px; text-transform: uppercase; }
    .badge-amber  { background: #fef3cd; color: var(--amber); font-size: 10px; font-weight: 700; padding: 1px 6px; border-radius: 3px; text-transform: uppercase; }
    .badge-red    { background: #fde8e8; color: var(--red);   font-size: 10px; font-weight: 700; padding: 1px 6px; border-radius: 3px; text-transform: uppercase; }

    /* ── OUTLIER TEST STRIP ── */
    .outlier-strip { background: var(--dark); border: 1px solid var(--line); border-radius: 6px; padding: 14px 18px; margin-top: 14px; display: flex; align-items: center; gap: 16px; }
    .outlier-val { font-family: 'Source Serif 4', serif; font-size: 28px; font-weight: 500; font-variant-numeric: tabular-nums; }
    .outlier-meta { font-size: 11px; color: var(--muted); }
    .outlier-badge { margin-left: auto; font-size: 12px; font-weight: 700; text-transform: uppercase; padding: 6px 14px; border-radius: 4px; letter-spacing: .05em; }

    /* ── CANVAS ── */
    .canvas-wrap { position: relative; width: 100%; margin: 12px 0; }
    canvas { display: block; width: 100%; border: 1px solid var(--line); border-radius: 6px; }

    /* ── TABS ── */
    .tab-row { display: flex; gap: 4px; flex-wrap: wrap; margin-bottom: 12px; }
    .tab-btn { font-size: 11.5px; padding: 4px 10px; border: 1px solid var(--line); border-radius: 4px; background: var(--bg); color: var(--muted); cursor: pointer; font-family: 'Inter', sans-serif; transition: all .15s; white-space: nowrap; }
    .tab-btn.active { color: #fff; border-color: transparent; }

    /* ── REPRICING GAP VISUAL ── */
    .rgap-wrap { margin: 16px 0; }
    .rgap-head { display: grid; grid-template-columns: 80px repeat(8, 1fr); gap: 4px; margin-bottom: 4px; }
    .rgap-lbl { font-size: 10px; color: var(--muted); text-align: center; }
    .rgap-row { display: grid; grid-template-columns: 80px repeat(8, 1fr); gap: 4px; margin-bottom: 4px; align-items: center; }
    .rgap-name { font-size: 11px; color: var(--muted); }
    .rgap-cell { height: 22px; border-radius: 3px; position: relative; }
    .rgap-gap-row { display: grid; grid-template-columns: 80px repeat(8, 1fr); gap: 4px; margin-top: 6px; }
    .rgap-gap-cell { height: 6px; border-radius: 2px; }
    .rgap-axis { height: 1px; background: var(--line); margin: 6px 0; grid-column: 1 / -1; }

    /* ── MODULE NAV ── */
    .mod-nav { display: flex; justify-content: space-between; align-items: center; margin-top: 56px; padding-top: 20px; border-top: 1px solid var(--line); }
    .mod-nav a { color: var(--teal); text-decoration: none; font-size: 13px; font-weight: 500; }
    .mod-nav a:hover { opacity: .75; }
    .footer { margin-top: 20px; font-size: 11px; color: var(--muted); }
  
    /* 2026 learning-quality pass */
    .skip-link{position:absolute;left:-9999px;top:8px;z-index:999;padding:8px 12px;background:var(--text);color:var(--bg);border-radius:4px}
    .skip-link:focus{left:8px}
    .lesson-frame{border-left:3px solid var(--teal);background:var(--dark);border-radius:0 6px 6px 0;padding:14px 18px;margin:0 0 34px}
    .lesson-kicker{font-size:10.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);margin-bottom:5px}
    .lesson-frame p{font-size:13px;margin:0}
    .lesson-review,.lesson-sources{margin:40px 0}
    .lesson-review details{border-bottom:1px solid var(--line);padding:10px 0}
    .lesson-review summary{cursor:pointer;font-weight:600;font-size:13px}
    .lesson-review details p{color:var(--muted);font-size:13px;margin:8px 0 0}
    .lesson-sources ul{padding-left:18px;display:grid;gap:6px}
    .lesson-sources a{color:var(--teal);text-underline-offset:2px}
    .source-date{font-size:11px;color:var(--muted);margin-top:10px}
    button,input,select,a{touch-action:manipulation}
    button:focus-visible,input:focus-visible,select:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid color-mix(in srgb,var(--teal) 45%,transparent);outline-offset:3px}
    canvas{max-width:100%;height:auto}
    @media(max-width:760px){
      body{display:block}
      nav{width:100%;height:auto;position:static;padding:22px 20px;overflow:visible}
      nav a{white-space:normal;overflow:visible;text-overflow:clip;padding:5px 0}
      .vline{display:none}
      main{width:100%;max-width:none;padding:28px 20px 64px}
      .concept-grid,.sim-inner,.sim-2col,.sim-controls-row{grid-template-columns:1fr!important;display:grid!important}
      .sim-controls,.sim-ctrl{border-right:0!important;border-bottom:1px solid var(--line)}
      .data-table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}
      .tab-row{flex-wrap:wrap}
    }
    @media(prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

  