*{margin:0;padding:0;box-sizing:border-box}
        :root{
            --bg:#fff;--text:#333;--muted:#999;--light:#b5b5b5;--line:#e5e5e5;--dark:#1a1a1a;
            --blue:#2a6cb6;--blue-bg:#f0f5fb;
            --teal:#1a7a5a;--teal-bg:#edf7f2;
            --amber:#8a5a10;--amber-bg:#fdf5e6;
            --coral:#a04020;--coral-bg:#fdf0eb;
            --purple:#6b46a8;--purple-bg:#f4f0fa;
            --slate:#445566;--slate-bg:#f0f2f5;
        }
        ::selection{background:#d5d5d5;color:var(--dark)}
        html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
        body{font-family:'Source Serif 4',Georgia,serif;background:var(--bg);color:var(--text);line-height:1.75;font-size:17px;-webkit-font-smoothing:antialiased}

        .layout{display:flex;min-height:100vh;max-width:1060px;margin:0 auto;padding:56px 32px 56px 0}
        nav{position:sticky;top:56px;align-self:flex-start;min-width:150px;padding:0 36px 0 32px;text-align:right}
        nav a{display:block;font-family:'Inter',sans-serif;font-size:14px;font-weight:400;color:var(--muted);text-decoration:none;padding:4px 0;transition:color .2s}
        nav a:hover{color:var(--dark)}
        nav a.active{color:var(--dark);font-weight:500;text-decoration:underline;text-underline-offset:4px;text-decoration-thickness:1px}
        .nav-sep{height:1px;background:var(--line);margin:10px 0}
        .nav-back{color:var(--light) !important;font-size:13px !important}
        .nav-back:hover{color:var(--dark) !important}
        .divider{width:1px;background:var(--line);flex-shrink:0}
        main{flex:1;padding-left:48px;max-width:680px}

        .page-label{font-family:'Inter',sans-serif;font-size:13px;color:var(--light);margin-bottom:2px}
        .page-name{font-size:20px;font-weight:400;color:var(--dark);margin-bottom:40px}

        section{margin-bottom:52px;scroll-margin-top:40px}
        section h2{font-size:17px;font-weight:700;color:var(--dark);margin-bottom:14px;text-transform:lowercase}
        section p{margin-bottom:10px}
        section p:last-child{margin-bottom:0}

        strong{font-weight:600;color:var(--dark)}
        em{font-style:italic}
        .note{border-left:3px solid var(--blue);padding:10px 16px;margin:16px 0;font-size:15px;background:var(--blue-bg);color:var(--blue)}
        .note-teal{border-left:3px solid var(--teal);padding:10px 16px;margin:16px 0;font-size:15px;background:var(--teal-bg);color:var(--teal)}
        .note-amber{border-left:3px solid var(--amber);padding:10px 16px;margin:16px 0;font-size:15px;background:var(--amber-bg);color:var(--amber)}
        .note-coral{border-left:3px solid var(--coral);padding:10px 16px;margin:16px 0;font-size:15px;background:var(--coral-bg);color:var(--coral)}

        /* ══════════════════════════════════════════
           AHA MOMENT SİMÜLATÖRÜ — 4 perspektif
        ══════════════════════════════════════════ */

        .sim-wrap{margin:24px 0}

        /* Kredi parametreleri */
        .loan-params{
            border:1px solid var(--line);padding:18px 18px 14px;margin-bottom:16px;
            background:#fafafa;
        }
        .lp-title{
            font-family:'Inter',sans-serif;font-size:9px;font-weight:600;
            text-transform:uppercase;letter-spacing:.1em;color:var(--light);
            margin-bottom:14px;
        }
        .param-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px 20px}
        .param-row{
            display:grid;grid-template-columns:130px 1fr 55px;
            align-items:center;gap:10px;
        }
        .pr-label{font-family:'Inter',sans-serif;font-size:11px;font-weight:500;color:var(--dark);text-align:right}
        .pr-range{
            -webkit-appearance:none;appearance:none;
            width:100%;height:4px;background:var(--line);outline:none;cursor:pointer;border-radius:0;
        }
        .pr-range::-webkit-slider-thumb{
            -webkit-appearance:none;appearance:none;
            width:12px;height:12px;border-radius:50%;
            background:var(--dark);cursor:pointer;
            border:2px solid #fff;box-shadow:0 0 0 1px var(--dark);
        }
        .pr-val{font-family:'Inter',sans-serif;font-size:11px;font-weight:600;color:var(--dark);text-align:left}

        /* 4 perspektif paneli */
        .perspectives{
            display:grid;grid-template-columns:1fr 1fr;
            gap:8px;margin-bottom:12px;
        }
        .persp-card{
            border:2px solid var(--line);padding:16px 16px;
            transition:border-color .15s;cursor:pointer;
        }
        .persp-card:hover{border-color:var(--muted)}
        .persp-card.selected{border-color:var(--dark)}

        .pc-header{
            display:flex;align-items:center;gap:8px;
            margin-bottom:12px;padding-bottom:10px;
            border-bottom:1px solid var(--line);
        }
        .pc-icon{font-size:16px;flex-shrink:0}
        .pc-who{font-family:'Inter',sans-serif;font-size:11px;font-weight:600;color:var(--dark)}
        .pc-frame{
            font-family:'Inter',sans-serif;font-size:9px;font-weight:600;
            text-transform:uppercase;letter-spacing:.07em;
            padding:2px 6px;border:1px solid currentColor;margin-left:auto;flex-shrink:0;
        }

        .pc-question{
            font-family:'Inter',sans-serif;font-size:11px;color:var(--muted);
            font-style:italic;margin-bottom:10px;line-height:1.5;
        }

        .pc-key-number{
            margin-bottom:10px;
        }
        .pkn-label{
            font-family:'Inter',sans-serif;font-size:9px;font-weight:600;
            text-transform:uppercase;letter-spacing:.08em;color:var(--light);margin-bottom:3px;
        }
        .pkn-val{
            font-family:'Source Serif 4',serif;font-size:24px;font-weight:600;
            color:var(--dark);line-height:1.1;
        }
        .pkn-unit{font-family:'Inter',sans-serif;font-size:11px;color:var(--muted);margin-left:4px}

        .pc-lines{margin-top:10px;border-top:1px solid var(--line);padding-top:10px}
        .pcl-row{
            display:flex;justify-content:space-between;
            font-family:'Inter',sans-serif;font-size:11px;padding:2px 0;
        }
        .pcl-key{color:var(--muted)}
        .pcl-val{font-weight:500;color:var(--dark);text-align:right}

        /* Color variants */
        .persp-card.p-accounting .pc-frame{color:var(--teal)}
        .persp-card.p-accounting.selected{border-color:var(--teal)}
        .persp-card.p-risk .pc-frame{color:var(--blue)}
        .persp-card.p-risk.selected{border-color:var(--blue)}
        .persp-card.p-regulatory .pc-frame{color:var(--amber)}
        .persp-card.p-regulatory.selected{border-color:var(--amber)}
        .persp-card.p-management .pc-frame{color:var(--purple)}
        .persp-card.p-management.selected{border-color:var(--purple)}

        /* Conflict highlight */
        .conflict-bar{
            border:1px solid var(--amber);background:var(--amber-bg);
            padding:12px 14px;margin-bottom:12px;
            font-family:'Inter',sans-serif;font-size:12px;color:var(--amber);
            line-height:1.6;
        }
        .cb-title{font-weight:600;margin-bottom:4px}

        /* ══════════════════════════════════════════
           TANIM FARKLILIKLARI — 3 kavram
        ══════════════════════════════════════════ */

        .definition-tabs{
            display:grid;grid-template-columns:repeat(3,1fr);
            gap:0;border:1px solid var(--line);margin-bottom:0;
        }
        .def-tab{
            padding:11px 8px;text-align:center;
            font-family:'Inter',sans-serif;font-size:11px;font-weight:500;
            color:var(--muted);cursor:pointer;
            border-right:1px solid var(--line);
            border-bottom:3px solid transparent;
            transition:all .15s;user-select:none;
        }
        .def-tab:last-child{border-right:none}
        .def-tab.active{
            background:#fff;color:var(--dark);
            border-bottom-color:var(--dark);
        }

        .def-panel{
            border:1px solid var(--line);border-top:none;
            display:none;animation:fadeIn .15s ease;
        }
        .def-panel.visible{display:block}
        @keyframes fadeIn{from{opacity:0}to{opacity:1}}

        .def-grid{
            display:grid;grid-template-columns:repeat(4,1fr);
            gap:1px;background:var(--line);
        }
        .dg-cell{background:#fff;padding:14px 12px}
        .dg-who{
            font-family:'Inter',sans-serif;font-size:9px;font-weight:600;
            text-transform:uppercase;letter-spacing:.08em;
            margin-bottom:7px;padding-bottom:6px;border-bottom:1px solid var(--line);
        }
        .dg-def{font-family:'Inter',sans-serif;font-size:11px;color:var(--text);line-height:1.6}
        .dg-note{
            margin-top:6px;font-size:10px;color:var(--muted);
            font-style:italic;line-height:1.5;
        }

        .def-footer{
            padding:10px 14px;background:#fafafa;border-top:1px solid var(--line);
            font-family:'Inter',sans-serif;font-size:12px;color:var(--text);line-height:1.6;
        }

        /* ══════════════════════════════════════════
           "HANGİ SAYIYI KULLAN" REHBERİ
        ══════════════════════════════════════════ */

        .use-table{
            width:100%;border:1px solid var(--line);border-collapse:collapse;margin:18px 0;
        }
        .use-table th{
            font-family:'Inter',sans-serif;font-size:9px;font-weight:600;
            text-transform:uppercase;letter-spacing:.07em;color:var(--light);
            background:#fafafa;padding:9px 12px;border:1px solid var(--line);text-align:left;
        }
        .use-table td{
            padding:9px 12px;border:1px solid var(--line);
            font-family:'Inter',sans-serif;font-size:11px;
        }
        .use-table tr:hover td{background:#fafafa}
        .ut-question{color:var(--dark);font-weight:500}
        .ut-source{font-weight:600}
        .ut-source.acc{color:var(--teal)}
        .ut-source.risk{color:var(--blue)}
        .ut-source.reg{color:var(--amber)}
        .ut-source.mgmt{color:var(--purple)}
        .ut-why{color:var(--muted)}

        /* ══════════════════════════════════════════
           KASITLI FARK — Konsept kartları
        ══════════════════════════════════════════ */

        .intent-grid{
            display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0;
        }
        .intent-card{border:1px solid var(--line);padding:16px 16px}
        .ic-kicker{
            font-family:'Inter',sans-serif;font-size:9px;font-weight:600;
            text-transform:uppercase;letter-spacing:.08em;color:var(--light);margin-bottom:7px;
        }
        .ic-title{font-family:'Inter',sans-serif;font-size:12px;font-weight:600;color:var(--dark);margin-bottom:5px;line-height:1.4}
        .ic-text{font-family:'Inter',sans-serif;font-size:11px;color:var(--muted);line-height:1.6}

        /* ══════════════════════════════════════════
           PAGE NAV
        ══════════════════════════════════════════ */
        .page-nav{display:flex;gap:12px;margin-top:36px}
        .page-nav-link{flex:1;border:1px solid var(--line);padding:14px 18px;text-decoration:none;transition:border-color .2s;display:flex;align-items:center}
        .page-nav-link:hover{border-color:var(--dark)}
        .page-nav-link.prev{justify-content:flex-start;gap:12px}
        .page-nav-link.next{justify-content:flex-end;gap:12px;text-align:right}
        .pnl-meta{flex:1}
        .pnl-label{font-family:'Inter',sans-serif;font-size:10px;color:var(--light);text-transform:uppercase;letter-spacing:.06em;margin-bottom:3px}
        .pnl-title{font-family:'Inter',sans-serif;font-size:13px;color:var(--dark)}
        .pnl-arrow{font-size:18px;color:var(--muted);flex-shrink:0}
        .footer{margin-top:44px;padding-top:18px;border-top:1px solid var(--line);font-family:'Inter',sans-serif;font-size:12px;color:var(--light)}

        @media(max-width:768px){
            .layout{flex-direction:column;padding:28px 20px}
            nav{position:static;text-align:left;min-width:auto;padding:0 0 24px 0;display:flex;flex-wrap:wrap;gap:3px 14px}
            nav a{display:inline}
            .divider{width:100%;height:1px}
            main{padding-left:0;padding-top:28px;max-width:100%}
            .perspectives,.param-grid,.def-grid,.intent-grid{grid-template-columns:1fr}
            .param-row{grid-template-columns:100px 1fr 45px}
            .definition-tabs{grid-template-columns:1fr}
        }
    
        .skip-link{position:fixed;left:12px;top:12px;z-index:1000;padding:8px 12px;background:var(--dark);color:#fff;font-family:'Inter',sans-serif;font-size:12px;transform:translateY(-160%);transition:transform .15s}
        .skip-link:focus{transform:translateY(0)}
        :focus-visible{outline:3px solid var(--blue);outline-offset:3px}
        .review-strip{display:flex;flex-wrap:wrap;gap:7px 16px;margin:0 0 30px;padding:10px 12px;border:1px solid var(--line);background:#fafafa;font-family:'Inter',sans-serif;font-size:11px;line-height:1.5;color:var(--muted)}
        .review-strip strong{color:var(--dark)}
        .source-box{margin:46px 0 0;padding-top:18px;border-top:1px solid var(--line)}
        .source-box h2{font-size:15px;border:0;padding:0;margin-bottom:8px;text-transform:none}
        .source-box p{font-family:'Inter',sans-serif;font-size:11px;color:var(--muted);margin-bottom:9px}
        .source-box ul{display:flex;flex-wrap:wrap;gap:7px 16px;list-style:none}
        .source-box a{font-family:'Inter',sans-serif;font-size:11px;color:var(--blue);text-underline-offset:3px}
        [role="button"]{touch-action:manipulation}
        [aria-live="polite"]{contain:content}
        @media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}
        @media(max-width:768px){
            nav{padding-bottom:12px!important;border-bottom:1px solid var(--line)}
            nav .nav-sep{display:none!important}
            nav a{display:none!important}
            nav a[href="../index.html"],nav a[href="dsroadmap2.html"],nav a.nav-back,nav a.active{display:inline-block!important}
            table{width:100%;table-layout:fixed;font-size:11px}
            th,td{padding:7px 5px!important;overflow-wrap:anywhere;word-break:normal}
            .page-nav{flex-direction:column}
            .review-strip{margin-bottom:24px}
        }

    

        /* ── EL vs ECL wedge ── */
        .wedge{border:1px solid var(--line);margin:22px 0}
        .wedge-ctrl{padding:16px 18px;background:#fafafa;border-bottom:1px solid var(--line)}
        .wd-row{display:flex;align-items:center;gap:14px;margin-bottom:11px}
        .wd-row:last-child{margin-bottom:0}
        .wd-lbl{font-family:'Inter',sans-serif;font-size:11px;font-weight:600;color:var(--dark);min-width:130px;flex-shrink:0}
        .wedge input[type=range]{flex:1;accent-color:var(--purple);height:3px}
        .wd-v{font-family:'Source Serif 4',serif;font-size:15px;font-weight:600;color:var(--purple);min-width:58px;text-align:right}
        .wd-toggles{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
        .wd-tog{font-family:'Inter',sans-serif;font-size:11px;padding:6px 12px;border:1px solid var(--line);background:#fff;color:var(--muted);cursor:pointer;user-select:none}
        .wd-tog.on{background:var(--amber);color:#fff;border-color:var(--amber)}
        .wedge-cmp{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line)}
        .wc-side{background:#fff;padding:16px}
        .wc-h{font-family:'Inter',sans-serif;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;margin-bottom:8px}
        .wc-side.acc .wc-h{color:var(--teal)}
        .wc-side.bas .wc-h{color:var(--blue)}
        .wc-big{font-family:'Source Serif 4',serif;font-size:26px;font-weight:600;color:var(--dark);line-height:1}
        .wc-big small{font-size:12px;color:var(--muted);font-weight:400}
        .wc-sub{font-family:'Inter',sans-serif;font-size:11px;color:var(--muted);margin-top:6px;line-height:1.5}
        .wedge-gap{padding:12px 16px;border-top:1px solid var(--line);background:#fafafa;text-align:center}
        .wg-num{font-family:'Source Serif 4',serif;font-size:20px;font-weight:600;color:var(--coral)}
        .wg-lbl{font-family:'Inter',sans-serif;font-size:10px;text-transform:uppercase;letter-spacing:.06em;color:var(--light);margin-top:2px}
        .wedge-drivers{padding:12px 16px;border-top:1px solid var(--line);font-family:'Inter',sans-serif;font-size:12px;line-height:1.7;color:var(--text)}
        .wedge-drivers strong{color:var(--dark)}
        .wd-chip{display:inline-block;font-size:10px;padding:1px 7px;border:1px solid var(--amber);color:var(--amber);background:var(--amber-bg);margin-right:5px}